Find the right financing option to meet your business needs, with funding from £5,000 to £1,000,000.
At SNAPCAP, we understand that every business has unique financial needs. That's why we offer a range of flexible funding solutions designed to help your business grow, manage cash flow, or seize new opportunities. Our straightforward application process and quick decisions mean you can get the funding you need when you need it.
Quick access to capital for immediate business needs with minimal paperwork and fast approval.
Maintain healthy cash flow and cover operational expenses with our flexible working capital solutions.
Fund your business expansion, new equipment purchases, or other growth initiatives with our larger loan options.
| Features | Fast Business Loans | Working Capital Loans | Growth Financing |
|---|---|---|---|
| Loan Amount | £5,000 - £250,000 | £10,000 - £500,000 | £50,000 - £1,000,000 |
| Term Length | 3 - 18 months | 6 - 24 months | 12 - 24 months |
| Approval Time | As little as 3 hours | Within 24 hours | 1-2 business days |
| Repayment Frequency | Daily or Weekly | Weekly or Monthly | Monthly |
| Early Repayment | No fees | No fees | No fees |
| Requirements | 6+ months in business £10K+ monthly revenue |
12+ months in business £15K+ monthly revenue |
18+ months in business £25K+ monthly revenue |
This is an estimate only. Your actual rate may vary based on your business profile and credit assessment.
We aim to make business funding accessible to as many UK businesses as possible. While our requirements are flexible, here are the general criteria we look for:
Don't meet all the criteria? We still encourage you to apply as we consider each application on its individual merits.
Find out if you qualify in just 2 minutes with no impact on your credit score.
Check Eligibility✓ No impact on your credit score
Complete our simple application in under 5 minutes
We review your application and make a decision
Receive your offer and accept the terms
Get funds deposited directly to your account
Stock up on inventory to meet customer demand or take advantage of bulk discounts.
Purchase or upgrade essential equipment to improve efficiency and productivity.
Open new locations, expand your premises, or enter new markets.
Cover day-to-day expenses, manage seasonal fluctuations, or bridge cash flow gaps.
Consolidate multiple business debts into one manageable monthly payment.
Fund marketing campaigns, hire staff, or invest in business development.
"We needed to purchase inventory for our peak season but didn't have the cash on hand. SNAPCAP provided £50,000 within 24 hours, allowing us to stock up and have our best quarter ever."
Retail Business Owner
Fast Business Loan
"The Working Capital Loan from SNAPCAP gave us the flexibility we needed to manage our cash flow during slower months. Being able to draw funds as needed has been invaluable for our business."
Service Provider
Working Capital Loan
"We secured £250,000 in Growth Financing to open our second location. The application process was straightforward, and the SNAPCAP team was incredibly supportive throughout the entire process."
Restaurant Chain
Growth Financing
For most applications, we'll need your business details, bank statements from the last 3-6 months, and basic information about your company directors. For larger loans, we may request additional financial information.
Once approved, funds can be in your account within hours. Fast Business Loans typically fund within 24 hours, while larger Growth Financing options may take 1-2 business days.
Most of our funding solutions don't require specific collateral. However, for larger amounts or certain business situations, we may request a personal guarantee from company directors.
Yes, you can repay your loan early at any time with no penalties or fees. Early repayment can reduce the total cost of your loan as you'll pay less interest overall.
We consider multiple factors beyond credit scores when evaluating applications. If your business demonstrates strong revenue and cash flow, we may still be able to offer funding despite past credit issues.
Apply now and get funds in as little as 24 hours